Offer Vriddhi loans from your Shop - Increase your income 8 times

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Vriddhi - Easy Set-up! 8x Income!

Increase foot-fall in your shop, improve your income by offering loans from Banks!

8x Income

Vriddhi allows you to increase your income from gold appraisal by upto 8 times without any additional hassle.

Free Set-up

Setting up a Vriddhi franchise is completely free as we guide you in meeting the compliance requirements of Banks.

Training, Support

Vriddhi provides complete training and support services with a dedicated call centre so that you focus on customers.

Digitize Business

Vriddhi offers a complete digital software suite to enable digitizing your gold loan business and go online.

Simple 15-minute Application Process

Completely digital process, hand-holding by Team Vriddhi!

Apply Online

WApply online to become a Vriddhi franchise partner by providing basic contact, location and shop details.

Bank Approval

We vet the application and help you meet the standards of our Banking partners to set the compliances right.

Certification

Our team trains you on the software, products and the process of gold loans so that you can serve customers well.

Start Earning

Go live in 15 days to start offering loans to your customers and start multiplying you income.

Loan Schemes

Loan Schemes that suit your needs

Sam Vriddhi

12% interest rate
  • 6-months tenure
  • High per gram rate
  • Monthly interest payment
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Popular

Maha Vriddhi

15% interest rate
  • 6-months tenure
  • High per gram rate
  • Flexible interest payment
Get Now

Vriddhi Super

18% interest rate
  • 6-months tenure
  • Highest per gram rate
  • Flexible interest payment
Get Now

F.A.Q

Frequently Asked Questions

Vriddhi Finance has partnered with RBI regulated entities such as Banks and NBFCs to store your gold in a manner which is completely safe and as per the prescribed regulatory standards.

Vriddhi brings the transparency, lower rates and the trust of the Banks' gold loans but without the associated delays and the lengthy documentation overheads. Vriddhi loans are available at the convenience of your nearest jeweller.

All Vriddhi outlets are operational from 9am in the morning to 8pm in the evening and all the services other than gold release are available during these times.

Once the outstanding payment is made for your loan, your gold ornaments are safely made available at your Vriddhi outlet in 24 hours.

Rest assured that your gold pledged in a Vriddhi outlet is fully insured during the time it is with Vriddhi.

Vriddhi works with its partner Banks in the background so that you are completely shielded from the delays and limitations of the Banks' loans and quick, reasonable credit is available for all.

Testimonials

What People Say About Us

I was fed up of ever increasing interest rates on my gold loan from a well-known Gold loan company. When I approached a Vriddhi outlet, they guided me to the right scheme and helped me save 40% on interest rate.

Rambhau Patil

Owner, Pratiksha Restaurant, Raigad

I had a family emergency and got loan in 15 minutes at the Vriddhi outlet. I could pay interest at the end of the 6th month which allowed me to tide over the family problems. Thank you Vriddhi.

Smita Joshi

Teacher, Sinnar

Vriddhi staff explained in detail all the gold loan schemes for almost an hour to help me choose the right scheme for me. I also get a very high loan amount at the time of need. Thank you Vriddhi.

Salma Begum

Homemaker, Ratnagiri

I usually visit Vriddhi outlet during afternoon or on Sundays when my shop is closed so that I do not loose any business. I make my loan repayments in cash. I love their service. Thank you Vriddhi.

Imran Khan

Owner, Sama Saloon, Roha

Our Partners

Get Offerings from the Best Banks and NBFCs