Transparent Gold Loans from Banks at your neighbourhood Jeweller in 15-minutes

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Vriddhi - The Best Gold Loan Choice

Get the flexibility of your neighbourhood jeweller, and transparency, safety and lower rates of Banks!

Highest Loan Amount

Vriddhi provides schemes with highest per gram gold rates so that you get the most out of your gold

No Hidden Charges

Vriddhi schemes have no appraisal charges, pre-payment charges or any other hidden fees

Loan in 15-minutes

Hassle free experience with KYC, loan documentation and gold appraisal all completed in just 15-minutes

Flexible Repayments

Schemes with flexible repayment options so that you don't have to constantly worry about your loan EMIs

Simple 15-minute Loan Process

Easy documentation, flexibility of digital and physical repayment options!

Visit Jewellery Outlet

Walk into any of the many Vriddhi jewellery outlets in your town to avail Gold loan between 9am to 8pm on all weekdays.

KYC, Documentation

Understand the available loan schemes and complete a quick Aadhar based KYC and documentation process.

Gold Assessment

We will assess the gold ornaments and provide you with the loan amount on the spot in 10-minutes.

Quick Disbursement

Loan disbursed in Bank account/cash on the spot with the help of Banking partner and available on Vriddhi app.

Loan Schemes

Loan Schemes that suit your needs

Sam Vriddhi

12% interest rate
  • 6-months tenure
  • High per gram rate
  • Monthly interest payment
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Popular

Maha Vriddhi

15% interest rate
  • 6-months tenure
  • High per gram rate
  • Flexible interest payment
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Vriddhi Super

18% interest rate
  • 6-months tenure
  • Highest per gram rate
  • Flexible interest payment
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F.A.Q

Frequently Asked Questions

Vriddhi Finance has partnered with RBI regulated entities such as Banks and NBFCs to store your gold in a manner which is completely safe and as per the prescribed regulatory standards.

Vriddhi brings the transparency, lower rates and the trust of the Banks' gold loans but without the associated delays and the lengthy documentation overheads. Vriddhi loans are available at the convenience of your nearest jeweller.

All Vriddhi outlets are operational from 9am in the morning to 8pm in the evening and all the services other than gold release are available during these times.

Once the outstanding payment is made for your loan, your gold ornaments are safely made available at your Vriddhi outlet in 24 hours.

Rest assured that your gold pledged in a Vriddhi outlet is fully insured during the time it is with Vriddhi.

Vriddhi works with its partner Banks in the background so that you are completely shielded from the delays and limitations of the Banks' loans and quick, reasonable credit is available for all.

Testimonials

What People Say About Us

I was fed up of ever increasing interest rates on my gold loan from a well-known Gold loan company. When I approached a Vriddhi outlet, they guided me to the right scheme and helped me save 40% on interest rate.

Rambhau Patil

Owner, Pratiksha Restaurant, Raigad

I had a family emergency and got loan in 15 minutes at the Vriddhi outlet. I could pay interest at the end of the 6th month which allowed me to tide over the family problems. Thank you Vriddhi.

Smita Joshi

Teacher, Sinnar

Vriddhi staff explained in detail all the gold loan schemes for almost an hour to help me choose the right scheme for me. I also get a very high loan amount at the time of need. Thank you Vriddhi.

Salma Begum

Homemaker, Ratnagiri

I usually visit Vriddhi outlet during afternoon or on Sundays when my shop is closed so that I do not loose any business. I make my loan repayments in cash. I love their service. Thank you Vriddhi.

Imran Khan

Owner, Sama Saloon, Roha

Our Partners

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